Own your home and leave the debt behind

The debt-free way to buy the same type of home you can afford to rent, without the mortgage.

Featured in

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Buy a home worth up to 10x your income

With a pre-tax annual household income of £24,000

Homeblend Budget

£240,000

A bank may lend*

£81,600

*Based on UK average first time buyer loan to income multiple May 2021 (UK Finance)

How gradual homeownership works

You buy the bit you can afford today

Out funding partners pay for the rest

The house is paid for in full

So, you don’t need a mortgage

You pay rent on the bit you haven’t bought yet

At fair market value of the home

But, the home is yours to make your own

So, you don’t need a mortgage

Buy more each month or in lump sums

The more you buy, the less rent you pay

Meet the Ahmed family

Before we helped the Ahmed family buy their dream home, they were struggling to save enough deposit...

“For anyone who has good credit, reasonable household income but not a big enough deposit, this is the perfect route to getting on the ladder..

It was important for us to own our home and have that sense of security, and we treat our stair casing payments just as we would a mortgage.”

You find your dream home.
We'll help you own it.

Traditional
Mortgages

years to home ownership

Value of home? How much are you saving per month? Your current savings?

Homeblend

years to home ownership

For illustration purposes only

See assumptions

Key benefits

Make it your own

You have the freedom to paint the walls, change the carpet or get a pet. After all, it’s your home.

Make it your own

You have the freedom to paint the walls, change the carpet or get a pet. After all, it’s your home.

Make it your own

You have the freedom to paint the walls, change the carpet or get a pet. After all, it’s your home.

Frequently asked questions

See all FAQs

Home Restrictions

Restriction 1

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Restriction 2

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Restriction 3

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Own your home and leave the debt behind

Featured in

|

Buy a home worth up to 10x your income

How gradual homeownership works

Meet the Ahmed family

You find your dream home.We'll help you own it.

Key benefits

Frequently asked questions

Home Restrictions

Let's make yourdreams come true

You find your dream home.
We'll help you own it.

Let's make your
dreams come true